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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,325 | $84,741+96.3% | $75,731+119.6% | $167,553-0.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.8%+25.2pp | 82.1%+17.9pp |
| Annual return | 11.86% | 199.72%-187.9pp | 104.65%-92.8pp | 478.89%-467.0pp |
| Employer contribution / active EE | $14,372 | $3,230+344.9% | $2,743+423.9% | $4,840+197.0% |
| Participant deferral / active EE | $7,956 | $4,577+73.8% | $3,820+108.3% | $6,343+25.4% |
| Admin fee / account holder | $2,267 | $5,361-57.7% | $3,620-37.4% | $12,316-81.6% |