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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,793 | $69,274+166.8% | $64,097+188.3% | $139,487+32.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 11.84% | 46.00%-34.2pp | 33.75%-21.9pp | 373.84%-362.0pp |
| Employer contribution / active EE | $7,043 | $3,187+121.0% | $2,750+156.1% | $4,755+48.1% |
| Participant deferral / active EE | $9,724 | $4,685+107.5% | $3,881+150.5% | $6,713+44.9% |
| Admin fee / account holder | $39,449 | $4,247+829.0% | $3,070+1185.1% | $11,407+245.8% |