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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,959 | $111,535-2.3% | $105,223+3.5% | $137,256-20.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 13.19% | 237.85%-224.7pp | 180.65%-167.5pp | 220.34%-207.1pp |
| Employer contribution / active EE | $3,609 | $3,939-8.4% | $3,689-2.2% | $4,156-13.2% |
| Participant deferral / active EE | $6,574 | $5,500+19.5% | $5,072+29.6% | $6,407+2.6% |
| Admin fee / account holder | $29,278 | $9,721+201.2% | $8,859+230.5% | $12,270+138.6% |