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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,436 | $134,001-46.7% | $112,258-36.4% | $134,509-46.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -16.51% | 47.15%-63.7pp | 27.47%-44.0pp | 418.13%-434.6pp |
| Employer contribution / active EE | $2,391 | $4,039-40.8% | $3,636-34.2% | $4,741-49.6% |
| Participant deferral / active EE | $3,031 | $5,291-42.7% | $4,728-35.9% | $6,400-52.6% |
| Admin fee / account holder | $7,424 | $7,491-0.9% | $6,411+15.8% | $11,427-35.0% |