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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,595 | $62,672-9.7% | $185,117-69.4% | $70,126-19.3% |
| Participation rate | 50.8% | 63.8%-12.9pp | 77.3%-26.4pp | 69.5%-18.7pp |
| Annual return | 16.98% | 40.79%-23.8pp | 40.50%-23.5pp | 73.15%-56.2pp |
| Employer contribution / active EE | $830 | $1,753-52.6% | $4,182-80.1% | $2,343-64.6% |
| Participant deferral / active EE | $2,698 | $3,272-17.5% | $5,045-46.5% | $3,332-19.0% |
| Admin fee / account holder | $1,864 | $3,932-52.6% | $8,159-77.1% | $4,645-59.9% |