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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,401 | $52,519-26.9% | $155,789-75.4% | $59,633-35.6% |
| Participation rate | 59.3% | 61.7%-2.4pp | 76.1%-16.8pp | 68.7%-9.3pp |
| Annual return | -2.38% | 53.51%-55.9pp | 71.54%-73.9pp | 2041.45%-2043.8pp |
| Employer contribution / active EE | $0 | $1,589-100.0% | $3,839-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,476 | $3,084-19.7% | $4,798-48.4% | $3,192-22.4% |
| Admin fee / account holder | $3,774 | $3,540+6.6% | $7,477-49.5% | $4,297-12.2% |