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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,720 | $56,054-22.0% | $171,082-74.4% | $62,881-30.5% |
| Participation rate | 57.1% | 62.9%-5.7pp | 76.7%-19.6pp | 69.3%-12.2pp |
| Annual return | 7.09% | 22.52%-15.4pp | 32.56%-25.5pp | 20.14%-13.1pp |
| Employer contribution / active EE | $808 | $1,731-53.3% | $4,002-79.8% | $2,281-64.6% |
| Participant deferral / active EE | $2,868 | $3,158-9.2% | $4,797-40.2% | $3,203-10.4% |
| Admin fee / account holder | $633 | $3,647-82.6% | $8,520-92.6% | $4,296-85.3% |