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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,115 | $81,446-67.9% | $103,374-74.7% | $80,874-67.7% |
| Participation rate | 53.2% | 66.9%-13.6pp | 74.5%-21.3pp | 67.6%-14.4pp |
| Annual return | 12.28% | 25.57%-13.3pp | 24.89%-12.6pp | 35.62%-23.3pp |
| Employer contribution / active EE | $1,016 | $3,107-67.3% | $3,869-73.7% | $2,756-63.1% |
| Participant deferral / active EE | $1,803 | $3,870-53.4% | $5,058-64.3% | $4,297-58.0% |
| Admin fee / account holder | $980 | $6,715-85.4% | $8,394-88.3% | $6,935-85.9% |