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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SRVS. Service code 37 · EIN 01-0233346 | Loan Processing | $67,831 |
Filed as: CAMBRIDGE INVESTMENT GROUP, INC Service code 10 · EIN 42-1445429 | Accounting | $28,000 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,106 | $81,948-71.8% | $90,756-74.5% | $64,814-64.3% |
| Participation rate | 94.8% | 80.5%+14.3pp | 75.7%+19.1pp | 71.5%+23.3pp |
| Annual return | -14.61% | -12.53%-2.1pp | -12.16%-2.5pp | 32.84%-47.4pp |
| Employer contribution / active EE | $412 | $3,067-86.6% | $2,922-85.9% | $2,507-83.6% |
| Participant deferral / active EE | $3,518 | $4,844-27.4% | $4,565-22.9% | $4,310-18.4% |
| Admin fee / account holder | $122 | $157-22.6% | $8,445-98.6% | $188-35.2% |