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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SRVS. Service code 37 · EIN 01-0233346 | Loan Processing | $61,828 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $18,750 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,810 | $65,223-65.0% | $80,022-71.5% | $55,725-59.1% |
| Participation rate | 88.1% | 80.6%+7.6pp | 75.8%+12.3pp | 70.9%+17.3pp |
| Annual return | -5.45% | 7.59%-13.0pp | 11.22%-16.7pp | 244.93%-250.4pp |
| Employer contribution / active EE | $355 | $2,544-86.0% | $2,468-85.6% | $2,078-82.9% |
| Participant deferral / active EE | $2,723 | $3,881-29.8% | $3,686-26.1% | $3,356-18.9% |
| Admin fee / account holder | $122 | $114+6.6% | $6,521-98.1% | $115+5.7% |