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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SRVS. Service code 37 · EIN 01-0233346 | Loan Processing | $73,197 |
Filed as: CAMBRIDGE INVESTMENT GROUP, INC Service code 10 · EIN 42-1445429 | Accounting | $18,750 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $6,250 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,468 | $85,135-65.4% | $98,920-70.2% | $73,412-59.9% |
| Participation rate | 91.0% | 81.1%+9.9pp | 76.0%+15.0pp | 72.2%+18.8pp |
| Annual return | 13.79% | 19.14%-5.3pp | 196.47%-182.7pp | 59.30%-45.5pp |
| Employer contribution / active EE | $403 | $2,721-85.2% | $2,689-85.0% | $2,234-82.0% |
| Participant deferral / active EE | $2,903 | $4,349-33.3% | $4,245-31.6% | $3,806-23.7% |
| Admin fee / account holder | $135 | $139-3.3% | $6,643-98.0% | $158-14.7% |