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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $58,266 |
Filed as: NORTHWESTERN MUTUAL INVESTMENT SVCS Service code 55 720 E WISCONSIN AVE · MILWAUKEE, WI 53202 | Other Commissions | $35,297 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,272 | $78,419-9.1% | $133,959-46.8% | $73,412-2.9% |
| Participation rate | 63.0% | 78.6%-15.6pp | 79.8%-16.8pp | 72.2%-9.1pp |
| Annual return | 12.41% | 33.35%-20.9pp | 45.09%-32.7pp | 59.30%-46.9pp |
| Employer contribution / active EE | $1,483 | $2,044-27.4% | $3,919-62.2% | $2,234-33.6% |
| Participant deferral / active EE | $5,154 | $3,925+31.3% | $5,047+2.1% | $3,806+35.4% |
| Admin fee / account holder | $280 | $161+73.6% | $8,928-96.9% | $158+77.4% |