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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,909 | $77,157-19.8% | $108,405-42.9% | $85,847-27.9% |
| Participation rate | 93.8% | 74.7%+19.1pp | 80.1%+13.6pp | 69.3%+24.4pp |
| Annual return | 20.06% | 44.55%-24.5pp | 905.55%-885.5pp | 318.61%-298.5pp |
| Employer contribution / active EE | $2,866 | $2,379+20.5% | $3,559-19.5% | $2,565+11.7% |
| Participant deferral / active EE | $4,350 | $5,567-21.9% | $6,563-33.7% | $3,952+10.1% |
| Admin fee / account holder | $758 | $5,174-85.3% | $7,297-89.6% | $6,261-87.9% |