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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,505 | $59,116-9.5% | $86,438-38.1% | $68,486-21.9% |
| Participation rate | 90.9% | 75.2%+15.7pp | 80.3%+10.6pp | 67.9%+23.0pp |
| Annual return | -20.89% | -0.23%-20.7pp | 4397.19%-4418.1pp | -7.85%-13.0pp |
| Employer contribution / active EE | $2,764 | $2,519+9.7% | $3,769-26.7% | $2,597+6.4% |
| Participant deferral / active EE | $4,824 | $5,902-18.3% | $6,952-30.6% | $4,028+19.8% |
| Admin fee / account holder | $4,888 | $5,639-13.3% | $6,733-27.4% | $5,404-9.6% |