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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,134 | $68,398-0.4% | $94,664-28.0% | $75,173-9.4% |
| Participation rate | 90.0% | 76.1%+13.9pp | 80.8%+9.2pp | 67.2%+22.8pp |
| Annual return | 24.59% | 616.72%-592.1pp | 156.84%-132.3pp | 160.72%-136.1pp |
| Employer contribution / active EE | $3,135 | $2,701+16.1% | $3,673-14.6% | $2,671+17.4% |
| Participant deferral / active EE | $5,385 | $6,537-17.6% | $7,417-27.4% | $4,126+30.5% |
| Admin fee / account holder | $7,557 | $5,324+41.9% | $7,222+4.7% | $5,651+33.7% |