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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,935 | $124,336-30.9% | $111,303-22.8% | $167,518-48.7% |
| Participation rate | 50.0% | 79.6%-29.6pp | 77.3%-27.3pp | 82.1%-32.1pp |
| Annual return | 9.37% | 37.45%-28.1pp | 54.66%-45.3pp | 478.71%-469.3pp |
| Employer contribution / active EE | $0 | $3,436-100.0% | $2,731-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $2,709 | $5,181-47.7% | $4,487-39.6% | $6,342-57.3% |
| Admin fee / account holder | $8,856 | $10,623-16.6% | $7,966+11.2% | $12,312-28.1% |