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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,894 | $112,131-18.9% | $95,964-5.3% | $158,982-42.8% |
| Participation rate | 42.1% | 79.0%-36.9pp | 77.1%-35.0pp | 82.0%-39.9pp |
| Annual return | 7.41% | 171.19%-163.8pp | 91.64%-84.2pp | 302.99%-295.6pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,214 | $4,784-53.7% | $4,167-46.9% | $5,983-63.0% |
| Admin fee / account holder | $3,508 | $10,136-65.4% | $6,797-48.4% | $11,252-68.8% |