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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,092 | $80,992-36.9% | $96,534-47.1% | $75,173-32.0% |
| Participation rate | 44.8% | 71.8%-27.0pp | 76.0%-31.2pp | 67.2%-22.4pp |
| Annual return | 15.46% | 27.05%-11.6pp | 25.88%-10.4pp | 160.72%-145.3pp |
| Employer contribution / active EE | $968 | $2,283-57.6% | $2,965-67.4% | $2,671-63.8% |
| Participant deferral / active EE | $2,432 | $3,929-38.1% | $4,851-49.9% | $4,126-41.1% |
| Admin fee / account holder | $19,945 | $6,717+196.9% | $8,253+141.7% | $5,651+253.0% |