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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,610 | $178,174-54.8% | $156,181-48.4% | $137,256-41.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 18.04% | 84.19%-66.1pp | 64.87%-46.8pp | 220.34%-202.3pp |
| Employer contribution / active EE | $4,978 | $4,972+0.1% | $4,294+15.9% | $4,156+19.8% |
| Participant deferral / active EE | $7,549 | $6,888+9.6% | $6,132+23.1% | $6,407+17.8% |
| Admin fee / account holder | $460 | $17,404-97.4% | $14,586-96.8% | $12,270-96.3% |