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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,558 | $166,089-58.7% | $164,928-58.4% | $145,978-53.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 17.44% | 100.26%-82.8pp | 70.08%-52.6pp | 550.52%-533.1pp |
| Employer contribution / active EE | $4,639 | $5,276-12.1% | $4,343+6.8% | $4,662-0.5% |
| Participant deferral / active EE | $6,992 | $6,961+0.4% | $6,034+15.9% | $6,690+4.5% |
| Admin fee / account holder | $5,356 | $16,641-67.8% | $12,684-57.8% | $13,400-60.0% |