Retirement plan

THE EPSTEIN SCHOOL RETIREMENT PLAN

Name: THE RABBI HARRY H. EPSTEIN SCHOOL, INC. - THE EPSTEIN SCHOOL RETIREMENT PLAN (2025) Form 5500
Creator: THE RABBI HARRY H. EPSTEIN SCHOOL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE EPSTEIN SCHOOL RETIREMENT PLAN, THE RABBI HARRY H. EPSTEIN SCHOOL, INC.

THE RABBI HARRY H. EPSTEIN SCHOOL, INC.EIN 58-1164034Plan #001PY 2025

335 COLEWOOD WAY, NW - ATLANTA, GA 30328404-250-5622LinkedIn201-500 employeese-learning

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$23.3M

+12.1% from 2024

Total participants

394

+30.5% from 2024

Average account balance

$80,492

+4.3% from 2024

Annual return

14.27%

+0.35 pp from 2024

Benchmarks

See 342 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants250-999

Cohort342 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$23.26M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$80K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

289

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

59.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.35M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$284

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CAPFINANCIAL PARTNERS LLC1 year Service code 27 · EIN 26-0058143	Advisory (Plan)	$52,735
PRINCIPAL LIFE INSURANCE COMPANY3 years Service code 13 · EIN 42-0127290	Contract Administrator	$29,220

Plan features & details

Pension benefit codes2E2F2G2J2K2L

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$82K

$319 / participant

Investment mgmt$53K64.3%
Contract admin$29K35.7%

% of EOY assets

0.352%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SMITH & HOWARD
Auditor EIN: 581250486
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$80,492

$93,351-13.8%

$62,929+27.9%

$79,634+1.1%

Participation rate

59.1%

74.6%-15.5pp

73.1%-14.0pp

62.5%-3.3pp

Annual return

14.27%

14.37%-0.1pp

1063.93%-1049.7pp

36.46%-22.2pp

Employer contribution / active EE

$1,479

$3,135-52.8%

$2,505-40.9%

$2,529-41.5%

Participant deferral / active EE

$3,775

$3,921-3.7%

$3,888-2.9%

$3,835-1.6%

Admin fee / account holder

$284

$229+23.8%

$5,065-94.4%

$1,002-71.7%

Provider

Service type

Compensation

CAPFINANCIAL PARTNERS LLC1 year

Service code 27 · EIN 26-0058143

Advisory (Plan)

$52,735

PRINCIPAL LIFE INSURANCE COMPANY3 years

Service code 13 · EIN 42-0127290

Contract Administrator

$29,220

THE EPSTEIN SCHOOL RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE EPSTEIN SCHOOL RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion