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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,831 | $81,276+284.9% | $155,574+101.1% | $80,925+286.6% |
| Participation rate | 95.8% | 66.2%+29.6pp | 78.2%+17.6pp | 67.7%+28.2pp |
| Annual return | 14.68% | 33.36%-18.7pp | 64.87%-50.2pp | 35.65%-21.0pp |
| Employer contribution / active EE | $9,625 | $3,103+210.2% | $4,676+105.9% | $2,756+249.2% |
| Participant deferral / active EE | $5,025 | $3,453+45.5% | $5,629-10.7% | $4,299+16.9% |
| Admin fee / account holder | $3,493 | $7,993-56.3% | $15,914-78.1% | $6,940-49.7% |