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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,831 | $81,233+285.1% | $155,567+101.1% | $80,874+286.8% |
| Participation rate | 95.8% | 66.2%+29.6pp | 78.2%+17.6pp | 67.6%+28.2pp |
| Annual return | 14.68% | 33.33%-18.7pp | 64.74%-50.1pp | 35.62%-20.9pp |
| Employer contribution / active EE | $9,625 | $3,101+210.4% | $4,674+105.9% | $2,756+249.3% |
| Participant deferral / active EE | $5,025 | $3,452+45.6% | $5,628-10.7% | $4,297+16.9% |
| Admin fee / account holder | $3,493 | $7,998-56.3% | $15,916-78.1% | $6,935-49.6% |