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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,980 | $52,967+509.8% | $172,753+87.0% | $65,186+395.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 82.6%+17.4pp | 70.2%+29.8pp |
| Annual return | 17.95% | 30.12%-12.2pp | 803.00%-785.1pp | 29.39%-11.4pp |
| Employer contribution / active EE | $11,147 | $2,190+409.0% | $5,144+116.7% | $2,177+412.1% |
| Participant deferral / active EE | $8,240 | $2,471+233.5% | $5,198+58.5% | $3,514+134.5% |
| Admin fee / account holder | $1,741 | $472+268.8% | $13,956-87.5% | $847+105.5% |