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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,162 | $47,977+486.0% | $154,108+82.4% | $56,289+399.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 83.0%+17.0pp | 69.9%+30.1pp |
| Annual return | -3.00% | 3.54%-6.5pp | 735.21%-738.2pp | -9.96%+7.0pp |
| Employer contribution / active EE | $11,103 | $2,169+412.0% | $5,298+109.6% | $2,111+425.9% |
| Participant deferral / active EE | $7,946 | $2,392+232.2% | $5,081+56.4% | $3,350+137.2% |
| Admin fee / account holder | $1,061 | $438+142.0% | $13,411-92.1% | $521+103.6% |