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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,974 | $55,453+367.0% | $170,435+51.9% | $62,293+315.7% |
| Participation rate | 96.2% | 66.4%+29.8pp | 83.6%+12.6pp | 69.5%+26.6pp |
| Annual return | 13.25% | 21.38%-8.1pp | 205.94%-192.7pp | 28.90%-15.7pp |
| Employer contribution / active EE | $11,424 | $2,164+428.0% | $5,432+110.3% | $2,042+459.4% |
| Participant deferral / active EE | $7,937 | $2,303+244.7% | $4,939+60.7% | $3,169+150.4% |
| Admin fee / account holder | $998 | $455+119.3% | $13,881-92.8% | $479+108.2% |