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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,503 | $102,393+30.4% | $147,041-9.2% | $80,911+65.0% |
| Participation rate | 63.6% | 75.9%-12.2pp | 82.2%-18.5pp | 67.6%-4.0pp |
| Annual return | 16.64% | 134.95%-118.3pp | 419.21%-402.6pp | 35.63%-19.0pp |
| Employer contribution / active EE | $2,102 | $3,715-43.4% | $4,935-57.4% | $2,756-23.7% |
| Participant deferral / active EE | $4,935 | $6,647-25.8% | $8,071-38.9% | $4,297+14.8% |
| Admin fee / account holder | $4,208 | $7,943-47.0% | $13,006-67.6% | $6,935-39.3% |