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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,589 | $75,962-17.6% | $154,108-59.4% | $64,173-2.5% |
| Participation rate | 65.5% | 70.4%-4.9pp | 83.0%-17.5pp | 69.6%-4.1pp |
| Annual return | -1.35% | 30.32%-31.7pp | 735.21%-736.6pp | 7.63%-9.0pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,882 | $3,175+22.3% | $5,081-23.6% | $3,470+11.9% |
| Admin fee / account holder | $3,381 | $5,589-39.5% | $13,411-74.8% | $4,887-30.8% |