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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,110 | $93,598+12.3% | $135,974-22.7% | $75,173+39.8% |
| Participation rate | 73.3% | 75.2%-1.9pp | 81.9%-8.6pp | 67.2%+6.1pp |
| Annual return | 12.09% | 30.89%-18.8pp | 68.30%-56.2pp | 160.72%-148.6pp |
| Employer contribution / active EE | $2,292 | $3,538-35.2% | $4,859-52.8% | $2,671-14.2% |
| Participant deferral / active EE | $5,019 | $6,405-21.6% | $7,760-35.3% | $4,126+21.6% |
| Admin fee / account holder | $1,769 | $6,978-74.6% | $10,767-83.6% | $5,651-68.7% |