Retirement plan

SMITH, GAMBRELL & RUSSELL, LLP ASSOCIATES' 401(K) PLAN

Name: SMITH, GAMBRELL & RUSSELL, LLP - SMITH, GAMBRELL & RUSSELL, LLP ASSOCIATES' 401(K) PLAN (2015) Form 5500
Creator: SMITH, GAMBRELL & RUSSELL, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SMITH, GAMBRELL & RUSSELL, LLP ASSOCIATES' 401(K) PLAN, SMITH, GAMBRELL & RUSSELL, LLP

SMITH, GAMBRELL & RUSSELL, LLPEIN 58-0967450Plan #007PY 2015

1230 PEACHTREE STREET, N.E., PROMENADE II, SUITE 3100 - ATLANTA, GA 30309404-815-3500sgrlaw.comLinkedIn501-1000 employeeslaw practice

Other plans on this EIN

1 filing

#005Retirement-$93.3M assets

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$4.6M

+15.1% from 2016

Total participants

105

-2.8% from 2016

Average account balance

$55,720

+27.5% from 2016

Annual return

3.92%

+14.20 pp from 2016

Benchmarks

See 22,773 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort22,773 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$689K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-106.47%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CHARLES SCHWAB & CO., INC.1+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES Service code 15 · EIN 34-1479833	Recordkeeping	$7,475
CAPITAL DIRECTIONS, LLC1+ years Filed as: CAPITAL DIRECTIONS LLC Service code 28 · EIN 58-2592093	Investment Management	$7,167

Plan features & details

Pension benefit codes2E2F2G2J3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$17K

$276 / participant

Investment mgmt$10K56.3%
Other / not subdivided$7K43.7%

% of EOY assets

0.370%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WINDHAM BRANNON, P.C.
Auditor EIN: 581763439
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$55,720

$72,177-22.8%

$115,038-51.6%

$59,633-6.6%

Participation rate

64.5%

72.6%-8.0pp

81.4%-16.9pp

68.7%-4.2pp

Annual return

3.92%

12.02%-8.1pp

26.14%-22.2pp

2041.47%-2037.5pp

Employer contribution / active EE

$2,841-100.0%

$4,608-100.0%

$2,203-100.0%

Participant deferral / active EE

$10,436

$4,783+118.2%

$6,026+73.2%

$3,192+227.0%

Admin fee / account holder

$206

$4,927-95.8%

$8,175-97.5%

$4,297-95.2%

Provider

Service type

Compensation

CHARLES SCHWAB & CO., INC.1+ years

Filed as: SCHWAB RETIREMENT PLAN SERVICES

Service code 15 · EIN 34-1479833

Recordkeeping

$7,475

CAPITAL DIRECTIONS, LLC1+ years

Filed as: CAPITAL DIRECTIONS LLC

Service code 28 · EIN 58-2592093

Investment Management

$7,167

SMITH, GAMBRELL & RUSSELL, LLP ASSOCIATES' 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SMITH, GAMBRELL & RUSSELL, LLP ASSOCIATES' 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion