Retirement plan

SMITH, GAMBRELL & RUSSELL, LLP ASSOCIATES' 401(K) PLAN

Name: SMITH, GAMBRELL & RUSSELL, LLP - SMITH, GAMBRELL & RUSSELL, LLP ASSOCIATES' 401(K) PLAN (2017) Form 5500
Creator: SMITH, GAMBRELL & RUSSELL, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SMITH, GAMBRELL & RUSSELL, LLP ASSOCIATES' 401(K) PLAN, SMITH, GAMBRELL & RUSSELL, LLP

SMITH, GAMBRELL & RUSSELL, LLPEIN 58-0967450Plan #007PY 2017

1230 PEACHTREE STREET, N.E., PROMENADE, SUITE 3100 - ATLANTA, GA 30309404-815-3500sgrlaw.comLinkedIn501-1000 employeeslaw practice

Other plans on this EIN

1 filing

#005Retirement-$126.3M assets

Prospect flagsLow returnsRecently reached 100 employees

How to read this page

Total assets (EOY)

$4.9M

+15.1% from 2016

Total participants

112

-2.8% from 2016

Average account balance

$48,688

+27.5% from 2016

Annual return

9.85%

+14.20 pp from 2016

Benchmarks

See 25,067 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort25,067 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$689K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-106.47%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
CAPITAL DIRECTIONS, LLC3+ years Filed as: CAPITAL DIRECTIONS LLC Service code 28 · EIN 58-2592093	Investment Management	$7,602
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES Service code 15 · EIN 34-1479833	Recordkeeping	$6,840
CHARLES SCHWAB & CO., INC.1 year Service code 33 · EIN 94-1737782	Securities brokerage commissions and ...	$546
CHARLES SCHWAB & CO., INC.1 year Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2E2F2G2J2R2S2T3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$19K

$285 / participant

Investment mgmt$13K64.7%
Other / not subdivided$7K35.3%

% of EOY assets

0.397%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WINDHAM BRANNON, P.C.
Auditor EIN: 581763439
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$48,688

$85,766-43.2%

$136,298-64.3%

$70,126-30.6%

Participation rate

82.4%

74.2%+8.2pp

81.9%+0.4pp

69.5%+12.8pp

Annual return

9.85%

31.46%-21.6pp

5156.27%-5146.4pp

73.15%-63.3pp

Employer contribution / active EE

$2,966-100.0%

$4,696-100.0%

$2,343-100.0%

Participant deferral / active EE

$8,668

$5,051+71.6%

$6,247+38.8%

$3,332+160.2%

Admin fee / account holder

$194

$5,421-96.4%

$9,244-97.9%

$4,646-95.8%

Provider

Service type

Compensation

CAPITAL DIRECTIONS, LLC3+ years

Filed as: CAPITAL DIRECTIONS LLC

Service code 28 · EIN 58-2592093

Investment Management

$7,602

CHARLES SCHWAB & CO., INC.3+ years

Filed as: SCHWAB RETIREMENT PLAN SERVICES

Service code 15 · EIN 34-1479833

Recordkeeping

$6,840

CHARLES SCHWAB & CO., INC.1 year

Service code 33 · EIN 94-1737782

Securities brokerage commissions and ...

$546

CHARLES SCHWAB & CO., INC.1 year

Filed as: CHARLES SCHWAB & CO AND AFFILIATES

Service code 59

Shareholder Servicing

SMITH, GAMBRELL & RUSSELL, LLP ASSOCIATES' 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SMITH, GAMBRELL & RUSSELL, LLP ASSOCIATES' 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion