Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,967 | $73,787-59.4% | $98,716-69.6% | $82,448-63.7% |
| Participation rate | 40.7% | 61.4%-20.7pp | 69.3%-28.6pp | 68.1%-27.3pp |
| Annual return | 4.62% | 18.57%-13.9pp | 31.81%-27.2pp | 41.64%-37.0pp |
| Employer contribution / active EE | $437 | $1,511-71.1% | $2,279-80.8% | $2,551-82.9% |
| Participant deferral / active EE | $875 | $3,081-71.6% | $4,048-78.4% | $4,139-78.9% |
| Admin fee / account holder | $695 | $6,500-89.3% | $8,703-92.0% | $7,234-90.4% |