Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,896 | $65,027-57.1% | $90,970-69.3% | $79,852-65.1% |
| Participation rate | 27.0% | 61.6%-34.6pp | 69.0%-42.0pp | 69.6%-42.6pp |
| Annual return | -7.49% | 30.45%-37.9pp | 134.58%-142.1pp | 31.72%-39.2pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $211 | $2,512-91.6% | $3,373-93.7% | $3,740-94.3% |
| Admin fee / account holder | $1,856 | $4,535-59.1% | $5,960-68.9% | $5,306-65.0% |