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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,395 | $142,409-56.9% | $119,634-48.7% | $134,545-54.4% |
| Participation rate | 82.4% | 82.8%-0.5pp | 79.3%+3.1pp | 81.2%+1.1pp |
| Annual return | -14.68% | -12.46%-2.2pp | -14.98%+0.3pp | 418.37%-433.1pp |
| Employer contribution / active EE | $3,245 | $5,224-37.9% | $4,232-23.3% | $4,742-31.6% |
| Participant deferral / active EE | $7,076 | $6,468+9.4% | $5,601+26.3% | $6,401+10.5% |
| Admin fee / account holder | $943 | $13,594-93.1% | $10,329-90.9% | $11,431-91.8% |