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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,358 | $124,330-45.0% | $109,173-37.4% | $167,536-59.2% |
| Participation rate | 76.5% | 79.5%-3.0pp | 75.9%+0.6pp | 82.1%-5.6pp |
| Annual return | 13.86% | 26.04%-12.2pp | 25.75%-11.9pp | 478.82%-465.0pp |
| Employer contribution / active EE | $2,482 | $4,209-41.0% | $3,723-33.3% | $4,839-48.7% |
| Participant deferral / active EE | $6,105 | $5,256+16.2% | $4,654+31.2% | $6,342-3.7% |
| Admin fee / account holder | $848 | $7,974-89.4% | $6,755-87.4% | $12,315-93.1% |