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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,939 | $107,368-66.5% | $92,915-61.3% | $152,909-76.5% |
| Participation rate | 75.0% | 79.8%-4.8pp | 76.0%-1.0pp | 82.5%-7.5pp |
| Annual return | 19.82% | 145.64%-125.8pp | 109.45%-89.6pp | 345.46%-325.6pp |
| Employer contribution / active EE | $1,946 | $4,222-53.9% | $3,653-46.7% | $4,764-59.1% |
| Participant deferral / active EE | $4,421 | $4,848-8.8% | $4,238+4.3% | $5,851-24.4% |
| Admin fee / account holder | $8,139 | $7,082+14.9% | $5,796+40.4% | $11,601-29.8% |