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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,016 | $115,814-57.7% | $101,275-51.6% | $158,982-69.2% |
| Participation rate | 72.2% | 79.4%-7.1pp | 75.8%-3.6pp | 82.0%-9.7pp |
| Annual return | 15.43% | 56.16%-40.7pp | 46.48%-31.1pp | 302.99%-287.6pp |
| Employer contribution / active EE | $2,237 | $4,176-46.4% | $3,660-38.9% | $4,763-53.0% |
| Participant deferral / active EE | $5,475 | $4,958+10.4% | $4,371+25.3% | $5,983-8.5% |
| Admin fee / account holder | $3,599 | $7,249-50.3% | $5,948-39.5% | $11,252-68.0% |