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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $109,677 |
MORGAN STANLEY SMITH BARNEY4+ years Service code 28 5565 GLENRIDGE CONNECTOR NE · ATLANTA, GA 30342 | Investment Management | $39,706 |
INDEPENDENT FINANCIAL PARTNERS4+ years Service code 28 KREKELER BROWER WEALTH ADVISORS · ALEXANDRIA, VA 22314 | Investment Management | $16,692 |
BMO HARRIS BANK NA4+ years Filed as: BMO HARRIS BANK N.A. Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
BMO HARRIS BANK NA3 years Filed as: BMO HARRIS BANK, N.A. Service code 19 | Securities Custodian | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,844 | $75,388+259.3% | $123,553+119.2% | $55,727+386.0% |
| Participation rate | 99.7% | 75.7%+24.1pp | 82.3%+17.4pp | 70.9%+28.9pp |
| Annual return | -4.73% | 4.48%-9.2pp | 119.21%-123.9pp | 244.94%-249.7pp |
| Employer contribution / active EE | $6,793 | $3,063+121.7% | $4,628+46.8% | $2,078+226.8% |
| Participant deferral / active EE | $11,854 | $5,651+109.8% | $6,426+84.5% | $3,356+253.2% |
| Admin fee / account holder | $145 | $120+21.4% | $9,284-98.4% | $115+26.3% |