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| Provider | Service type | Compensation |
|---|---|---|
BMO HARRIS BANK NA1+ years Filed as: BMO HARRIS BANK N.A. Service code 15 · EIN 36-2085229 | Recordkeeping | $142,388 |
MORGAN STANLEY SMITH BARNEY1+ years Service code 28 5565 GLENRIDGE CONNECTOR NE · ATLANTA, GA 30342 | Investment Management | $48,222 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $26,176 |
INDEPENDENT FINANCIAL PARTNERS1+ years Service code 28 KREKELER BROWER WEALTH ADVISORS · ALEXANDRIA, VA 22314 | Investment Management | $13,720 |
PIOT ASSOCIATES LLC1+ years Service code 28 231 REACH ROAD · SEDGWICK, ME 04676 | Investment Management | $10,326 |
RAYMOND JAMES FINANCIAL SERVICES1+ years Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 28 · EIN 59-1517485 | Investment Management | $6,513 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,270 | $88,324+190.1% | $115,038+122.8% | $55,191+364.3% |
| Participation rate | 98.6% | 72.5%+26.1pp | 81.4%+17.2pp | 69.2%+29.4pp |
| Annual return | -0.36% | 6.30%-6.7pp | 26.14%-26.5pp | 10.78%-11.1pp |
| Employer contribution / active EE | $6,762 | $2,805+141.1% | $4,608+46.8% | $1,899+256.1% |
| Participant deferral / active EE | $11,222 | $5,042+122.6% | $6,026+86.2% | $3,046+268.4% |
| Admin fee / account holder | $223 | $105+111.3% | $8,175-97.3% | $91+145.2% |