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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $87,651 |
MORGAN STANLEY SMITH BARNEY2+ years Service code 28 5565 GLENRIDGE CONNECTOR NE · ATLANTA, GA 30342 | Investment Management | $48,138 |
INDEPENDENT FINANCIAL PARTNERS2+ years Service code 28 KREKELER BROWER WEALTH ADVISORS · ALEXANDRIA, VA 22314 | Investment Management | $13,859 |
RAYMOND JAMES FINANCIAL SERVICES2+ years Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 28 · EIN 59-1517485 | Investment Management | $6,500 |
PIOT ASSOCIATES LLC2+ years Service code 28 231 REACH ROAD · SEDGWICK, ME 04676 | Investment Management | $5,515 |
BMO HARRIS BANK NA2+ years Filed as: BMO HARRIS BANK N.A. Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
BMO HARRIS BANK NA1 year Filed as: BMO HARRIS BANK, N.A. Service code 19 | Securities Custodian | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,398 | $80,177+231.0% | $123,894+114.2% | $57,661+360.3% |
| Participation rate | 98.1% | 74.4%+23.6pp | 81.4%+16.7pp | 70.2%+27.8pp |
| Annual return | 7.71% | 17.90%-10.2pp | 47.52%-39.8pp | 5.13%+2.6pp |
| Employer contribution / active EE | $6,661 | $2,913+128.7% | $4,617+44.3% | $1,974+237.5% |
| Participant deferral / active EE | $10,983 | $5,130+114.1% | $5,984+83.5% | $3,061+258.9% |
| Admin fee / account holder | $145 | $106+36.3% | $8,357-98.3% | $95+53.2% |