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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,970 | $124,187-5.0% | $108,410+8.8% | $167,518-29.6% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 19.29% | 1379.80%-1360.5pp | 905.34%-886.1pp | 478.71%-459.4pp |
| Employer contribution / active EE | $1,479 | $4,187-64.7% | $3,558-58.4% | $4,838-69.4% |
| Participant deferral / active EE | $5,916 | $6,908-14.4% | $6,562-9.9% | $6,342-6.7% |
| Admin fee / account holder | $2,098 | $9,456-77.8% | $7,296-71.2% | $12,312-83.0% |