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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,133 | $102,609-53.1% | $98,090-50.9% | $138,895-65.3% |
| Participation rate | 75.0% | 82.8%-7.8pp | 81.5%-6.5pp | 79.9%-4.9pp |
| Annual return | 12.55% | 36.44%-23.9pp | 37.05%-24.5pp | 145.39%-132.8pp |
| Employer contribution / active EE | $1,148 | $3,867-70.3% | $3,606-68.2% | $4,194-72.6% |
| Participant deferral / active EE | $2,015 | $8,167-75.3% | $7,845-74.3% | $6,396-68.5% |
| Admin fee / account holder | $40,973 | $11,434+258.3% | $11,815+246.8% | $12,562+226.2% |