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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,164 | $107,941+9.5% | $91,994+28.4% | $152,897-22.7% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 23.45% | 89.28%-65.8pp | 69.04%-45.6pp | 345.43%-322.0pp |
| Employer contribution / active EE | $1,486 | $4,212-64.7% | $3,453-57.0% | $4,764-68.8% |
| Participant deferral / active EE | $6,006 | $6,366-5.6% | $5,924+1.4% | $5,851+2.7% |
| Admin fee / account holder | $10,099 | $10,521-4.0% | $7,744+30.4% | $11,599-12.9% |