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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,175 | $89,367+35.6% | $141,191-14.2% | $72,975+66.0% |
| Participation rate | 80.6% | 75.1%+5.5pp | 82.5%-1.8pp | 69.5%+11.2pp |
| Annual return | 23.08% | 111.87%-88.8pp | 71.41%-48.3pp | 81.01%-57.9pp |
| Employer contribution / active EE | $5,294 | $3,115+70.0% | $4,736+11.8% | $2,440+117.0% |
| Participant deferral / active EE | $4,551 | $5,419-16.0% | $6,710-32.2% | $3,608+26.2% |
| Admin fee / account holder | $1,749 | $5,957-70.6% | $10,264-83.0% | $5,124-65.9% |