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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,452 | $77,816+25.2% | $123,552-21.1% | $64,173+51.9% |
| Participation rate | 92.0% | 74.7%+17.3pp | 82.3%+9.7pp | 69.6%+22.4pp |
| Annual return | -5.87% | 12.49%-18.4pp | 119.20%-125.1pp | 7.63%-13.5pp |
| Employer contribution / active EE | $6,246 | $3,014+107.2% | $4,628+35.0% | $2,381+162.4% |
| Participant deferral / active EE | $5,087 | $5,240-2.9% | $6,426-20.8% | $3,470+46.6% |
| Admin fee / account holder | $1,570 | $5,519-71.6% | $9,285-83.1% | $4,887-67.9% |