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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,276 | $135,956-32.9% | $123,894-26.3% | $273,972-66.7% |
| Participation rate | 72.7% | 84.1%-11.3pp | 81.4%-8.7pp | 83.0%-10.3pp |
| Annual return | 6.67% | 56.63%-50.0pp | 47.52%-40.8pp | 41.46%-34.8pp |
| Employer contribution / active EE | -$32 | $5,170-100.6% | $4,617-100.7% | $4,869-100.7% |
| Participant deferral / active EE | $4,058 | $6,343-36.0% | $5,984-32.2% | $5,287-23.3% |
| Admin fee / account holder | $397 | $9,817-96.0% | $8,357-95.2% | $10,133-96.1% |