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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,146 | $115,796-57.6% | $101,264-51.5% | $158,950-69.1% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 13.30% | 56.15%-42.9pp | 46.48%-33.2pp | 302.91%-289.6pp |
| Employer contribution / active EE | $1,725 | $4,175-58.7% | $3,660-52.9% | $4,762-63.8% |
| Participant deferral / active EE | $2,071 | $4,958-58.2% | $4,370-52.6% | $5,983-65.4% |
| Admin fee / account holder | $1,489 | $7,247-79.5% | $5,947-75.0% | $11,248-86.8% |