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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,833 | $99,345-80.0% | $84,753-76.6% | $273,972-92.8% |
| Participation rate | 78.6% | 80.7%-2.1pp | 76.6%+2.0pp | 83.0%-4.4pp |
| Annual return | 13.52% | 22.93%-9.4pp | 22.78%-9.3pp | 41.46%-27.9pp |
| Employer contribution / active EE | $1,909 | $4,214-54.7% | $3,574-46.6% | $4,869-60.8% |
| Participant deferral / active EE | $4,939 | $4,270+15.7% | $3,712+33.0% | $5,287-6.6% |
| Admin fee / account holder | $553 | $6,645-91.7% | $5,333-89.6% | $10,133-94.5% |