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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,084 | $97,729-74.3% | $83,830-70.1% | $135,379-81.5% |
| Participation rate | 73.3% | 80.0%-6.6pp | 76.1%-2.8pp | 82.6%-9.3pp |
| Annual return | -8.30% | 1287.52%-1295.8pp | 850.97%-859.3pp | 519.79%-528.1pp |
| Employer contribution / active EE | $1,542 | $4,222-63.5% | $3,631-57.5% | $4,779-67.7% |
| Participant deferral / active EE | $3,225 | $4,683-31.1% | $4,082-21.0% | $5,609-42.5% |
| Admin fee / account holder | $10,579 | $6,674+58.5% | $5,479+93.1% | $10,828-2.3% |