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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,604 | $124,314+10.7% | $109,163+26.1% | $167,518-17.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 7.72% | 26.04%-18.3pp | 25.75%-18.0pp | 478.71%-471.0pp |
| Employer contribution / active EE | $10,470 | $4,209+148.8% | $3,723+181.3% | $4,838+116.4% |
| Participant deferral / active EE | $6,678 | $5,256+27.1% | $4,654+43.5% | $6,342+5.3% |
| Admin fee / account holder | $147,112 | $7,973+1745.2% | $6,754+2078.1% | $12,312+1094.8% |