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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,171 | $107,363+34.3% | $92,909+55.2% | $152,897-5.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 13.40% | 145.63%-132.2pp | 109.44%-96.0pp | 345.43%-332.0pp |
| Employer contribution / active EE | $8,887 | $4,222+110.5% | $3,653+143.2% | $4,764+86.6% |
| Participant deferral / active EE | $4,965 | $4,848+2.4% | $4,238+17.1% | $5,851-15.1% |
| Admin fee / account holder | $4,678 | $7,082-33.9% | $5,795-19.3% | $11,599-59.7% |